Am I Too Much I (The Trouble Property)

Bought a small property during the time I was young and financially capable, hoping that it would give me old age protection by a steady rental income. My wife and I, we were working hard of the harder, day in and night out till morning most of the days during those years back.

Right now at this moment, we still mortgage the property to the bank and we are receiving rental of RM550.00 per month, deducting the quit rent RM93.00, assessment RM1390, Insurance RM100 and management fees and RM600.00 totaling per year of RM 2183.00 against the revenue estimated at RM550 by 12 months of RM6600.00.  It is indicated my net income of RM4417.00 a year and by one month, it is only RM369.00.  It is lucky for us if we could have full year rental revenue. However, it is more than often, zero revenue per year or it is just only a couple of months’ rental revenue per year.

Having such a financial hiccup, it is not enough, we have to face problems from the management companies who are on and off give us worries, heartsick with sadness of sleepless nights after nights. They are threading to take actions against us one after another to whom we do not have their authorities being verified.

 One of those days, it was  company ABC demanding management fees by sending us only their invoice and statements indicating few months arrears of which we have no knowledge of who they are. One of these days, it is company BCA sending us only a letter of demand, telling us we have own so much and this much of which it is double and double changes and yet the letter carbon copy to the local council authority.

We bought the property from another states and it is about 100 miles apart from our home address. We are hardly visiting the property and all rental transactions are being done by the housing agents.

The first management company, it was under the sale and purchase agreement, the housing development would be the management company initially. The management company under the developer, it was fine and having no problems, they sent invoice and statement to my home address and I paid them punctually without failed.

It was out from nothing and no warning whatsoever that we received threading letter from management company ABC, telling us we owed them months of arrears.  The letter quoting the local council authority and it was having no attachment of any letter of authorization.  The letter caused us sleepless nights as we were uncertain that they were the authorized management company.  Luckily, it was resolved by the next course of actions by the developer. The developer sent us a letter, telling us they had resigned and the new management company was introduced which it was Management Company ABC. Problems solved and we paid them punctually whenever there were demanding invoices and statements.

Months ago, news from one of my formal tenants, the ABC management company ran away and there were no more management company taken over.  It was no news whatsoever from any of my formal tenants, my present tenant and any other source.  May be we were not constantly in contacts with the situation there as we were trying to getting new tenants and rental collections.

Am I too much of not wanting to get to know better of the situations there and by only care for rentals collecting? Bear in mind, I am 66 years old and going to 67 and retired with no steading income!

Suddenly, new management company of CBA, sending another threading letter and demanding amounts of not informing the details, again quoting and cc to the local council authority and actions would be taken against us. Asking us to pay within certain time limit for the amounts that I could not ascertains. There is no letter of authorization from whomsoever; there is no indication of the date of starting to operate. It is only a lump sum as per what they like and we have to pay up as they have the backup power of the local council authority.

Am I too much to say and form such an opinion? Do I not entitled to have worries and sadness which creates a sleepless nights after nights? Do I not to have a further worry of what would happen in the future that such a problems will repeating all the time?

Am I too much to hope that the local council would help us by imposing a bylaw or rulings that the new management company compels to enclose a letter of authorization from the local council?

Am I too much to seek assistance from the local council to insert a line in the letter of authorization, the starting date of the management service? It will definitely help us to ascertain the true management fees that we have to pay; I do sincerely believe it will, so long as I am concerned.

In the case of the runaway Management Company ABC, Am I too much to have worry sick that we would have kept on paying the runaway management company? Am I too much to have such a situation of getting lost of what to do and protect our little finance at our disposers?

Please, whoever it may concern, help us, the poor old man and woman as we are and possibly many others in the same dilemma.

Next Topic:  will only know Tomorrow or the day after Tomorrow.

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Feels of Mother Day

Any democracy nation, there are times of heated waves of election campaign for a new term of government.  Malaysia is no different from any other nation except since the last election in the year of 2008.  The election campaign is transformed into another scenario; it is started day one immediately after the last election of the “2008 election”, unlike previous ones or as per most of other nations, the “Election campaign” it will start only after general election being declared by the ruling government.

Is it good or bad? Is it a new way Malaysian Political situation? Could it be a new political transformation and Malaysian will experience new ways of life?

As I have said before, I am an ordinary oldie; political science is not my expertise. However, I have noticed, there are some distinctive changes, the one of the opposition held state governments and the federal government held by the ruling party; they are on course for a straight competition of giving “Hard Cash” to us, we, the Malaysian!

Somehow or rather, I should have felt happy about it.  Money is always making human happy and thrill but I just have no mood for it. Is it this? I am trying very hard to analyze it but at no avail. Is it that? I bisect my brain and try another way to dig out my blue feelings and at no avail as well.

Maybe it is this, maybe it is that! I wonder?

On or before, on or after, rain or shine, around mother days, feels of mother, it is always there. She has gone, ever and forever, I am old and it is late sixties, feels of mother, it is still strong and always there.  Be it money is there, it is no way in a way, feelings is there, they pop up from no way, it is from the deepest of our hearts without informing and let us find out what is this or that.

I wonder and truly wondering! I am in my late sixties, husband of my wife and father of my kid.   Feels of mother days, it is repeating, it is from one year to another, could it be going on and on until my last day? It looks that way and it could be and will be.

It was fifty over years ago:-

We were poor, fifty cents per day for our three meals; it fed eight of us, mother and father, six sisters and brothers.  Ten cents for meat, ten cents for veggie and thirty cents for rice and others, it was our daily core during our childhood and yet our mother trying very hard to provide educations for six of us, by hood and by crook.  She worked seven days per week, assisting my father to provide means for our daily needs plus education expenses, of course!  She did not matter she was well or sick, her children was the most of her cares as per her own life.

She was an ordinary woman, having no formal education at all except attended few months of further education in China when the Chinese Government  was taken over by the Chinese communist party and the authority provided free evening classes for the villagers in remote areas.

She was an ordinary guy, no outstanding academics, no outstanding stories, no remarkable experience for her children, no remarkable track records o show the world.  She was just only an ordinary mother of six, ordinary wife of her husband and ordinary housewife for her family.

We the children at least it was and it is for me the eldest of the six, we were never feel coldness of the world, we did not and do not have such an feelings of no love, worm of parents love, worm of love of sisters and brothers and bind ourselves together as a one family which love were there and always there. We loved each others, it was and it is, we love each other as brothers and sisters now that our parents are no more with us. We love each other, and towards our parents when they were there. We loved our mother at no hesitations even she was an ordinary mother, we will definitely in great lost when she was gone.

We and I the most, hoping we could travel back in time so that we could care and love her when she was alive.  Our means are better than during her time, it was not enough during her time, though she would not care. It is our hope and dreams that she could enjoy the means we are able to gather today.  As it is so said, it is only our dreams now that she has gone ever and forever.

Feels of mother days, it is repeating year after year. It is a voice, calling out loud and clear in my deepest heart “Mother, Please allow us to travel back in time, allowing us to see you once again, allowing us to live happily once more with you,  it is our desire and it is truly no matter under whatsoever circumstances and the cost it may take! We would definitely willingly to do it! Mother! Do hear us out even though; it is too late for us to act! Please do hear us out! “

Echoing in my deepest heart:-

==      TO BE WITH YOU ONCE MRE TIME      ==

Next Topic:  will only know Tomorrow or the day after Tomorrow.

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